Big wins for micro-financing

  • Case Creating a vision for micro-financing in South America in 2030
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  • Client Mibanco
  • Industry Financial services
  • Capabilities Digital Design
    Business Design

    UX Design
    Service Design
Designit Mi Banco Hero

​​Mibanco is a leading Latin American micro-financier that genuinely wanted to improve the quality of life in its community. They came to us to make their services client-centric and its business future-proof.


Mibanco primarily serves family-run small business owners in Peru who are often shunned by traditional banks. Realizing that its services did not fully meet its clients’ needs in 2016, the bank wanted to use its recently founded innovation department to improve clients’ quality of life and spark growth company-wide. We joined forces to interview local micro-entrepreneurs and collaborate closely in design sprints. Our aim: define a clear vision of what micro-financing in South America could look like in 2030 along with a strategic roadmap to guide the way.


By merging insights from small business owners with internal research from Mibanco, we discovered various ways for the bank to generate more value for current and future clients. This human-centric approach revealed a broad spectrum of potential financial services – ones that could truly help entrepreneurial-minded Peruvians reach their goals. Sprint by sprint, we identified the main experience gaps and pending initiatives required to build a new client-centric model. This ultimately led us to create a roadmap of feasible measures, projects and initiatives.

Being user-centered will help us build stronger relationships with our clients, maintain our leadership, and improve our profitability. Percy Urteaga, General Manager


Creating a vision for micro-financing in South America in 2030, we provided Mibanco with an actionable strategy on how to shift its services to become more user-centric. Realizing it in the months and years to come will help the bank remain relevant for local micro-entrepreneurs.

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